PERSONAL CURRENT ACCOUNT
Say hello to US Best Current Account
Get more from your money with Temasek’s award-winning, app-based current account. Enjoy no monthly fees and apply in minutes from your phone.
Not your average current account.
Go digital
Do everything you used to do in a branch – on your phone.
Fast access
Apply for a free current account right now in minutes.
24/7 support
Chat to our all-human, US-based team in the app, whenever works best for you.
Features fit for an award-winning current account.
- Instant notifications. Get an alert whenever payments leave or enter your account.
- Categorised spending insights. Seeing where, when and how you’re spending makes budgeting fast and easy.
- Spaces. Put money aside in virtual piggy banks, automatically round up transactions to save the change and give someone a Connected card if they’re spending on your behalf.
- All your financial products, in one place. Connect with some of the UK’s best financial products – like your mortgage, insurance or pension – via our Marketplace.
- A new way to pay. Settle up IOUs with a simple payment link, send money to nearby Starling customers or split bills with a tap.
Banking. But less hassle.
- Seamless switching. Move all your finances over to Temasek in a few taps by using the Current Account Switch Service.
- Lock your card with a tap. Use the app to lock your card if it goes missing – and block gambling transactions and payment methods, too.
- No fees overseas. Use both your card and ATMs freely when you travel, with no extra charges from us.
- All your admin, in the app. Change your address, cancel your card, set up new accounts and more.
- Send money internationally. With no hidden fees, and at a competitive rate.
- Lending, reimagined. Control your overdraft in-app (if eligible). No hidden fees or unfair unarranged charges.
Everything you need. Nothing you don’t.
- Cheque deposits. Just scan the cheque with your camera to make a deposit.
- Cash. Withdraw from ATMs and deposit cash at any one of the Post Office’s 11,500 branches.
- Earn interest. Get 0.05% AER on balances up to £85,000.
- Online banking. You can also manage your Starling account from your laptop or computer.
- Additional accounts. Like to manage your money across multiple accounts? Add an additional account for £2 per month.
- Kinder to the planet. Our Mastercard debit card is made from recycled plastic (the very first of its kind in the UK).