Personal Account

PERSONAL CURRENT ACCOUNT

Say hello to US Best Current Account

Get more from your money with Temasek’s award-winning, app-based current account. Enjoy no monthly fees and apply in minutes from your phone.

Not your average current account.

Go digital

Do everything you used to do in a branch – on your phone.

Fast access

Apply for a free current account right now in minutes.

24/7 support

Chat to our all-human, US-based team in the app or on the phone, whenever works best for you. English and Chinese language are available.

Features fit for an award-winning current account.

  • Instant notifications. Get an alert whenever payments leave or enter your account.
  • Categorised spending insights. Seeing where, when and how you’re spending makes budgeting fast and easy.
  • Spaces. Put money aside in virtual piggy banks, automatically round up transactions to save the change and give someone a Connected card if they’re spending on your behalf.
  • All your financial products, in one place. Connect with some of the US’s best financial products. One account for global transactions, supporting international remittances in USD, EURO and offshore RMB
  • Specialized service. One-to-one personalized and multilingual service specifically tailored to our client’s needs

Banking. But less hassle.

  • Seamless switching. Move all your finances over to Temasek in a few taps by using the Current Account Switch Service.
  • Lock your card with a tap. Use the app to lock your card if it goes missing – and block gambling transactions and payment methods, too.
  • No fees overseas. Use both your card and ATMs freely when you travel, with no extra charges from us.
  • All your admin, in the app. Change your address, cancel your card, set up new accounts and more.
  • Send money internationally. With no hidden fees, and at a competitive rate.
  • Lending, reimagined. Control your overdraft in-app (if eligible). No hidden fees.

Everything you need. Nothing you don’t.

  • Check deposits. Just scan a US check with your camera to make a deposit.
  • Cash. Withdraw from ATMs worldwide.
  • Earn interest. Get 0.05% AER on balances up to £85,000.
  • Online banking. You can also manage your TIB account from your phone, laptop, or mobile device.
  • Additional accounts.  Like to manage your money across multiple accounts? Add an additional account for no cost (depending on your average balance).
  • Simple setup. No branch visit required, simple documentation, online registration, video verification

Apply for a free, award-winning personal current account today and enjoy app-based banking at its best.