PERSONAL CURRENT ACCOUNT
Say hello to US Best Current Account
Get more from your money with Temasek’s award-winning, app-based current account. Enjoy no monthly fees and apply in minutes from your phone.
Not your average current account.
Go digital
Do everything you used to do in a branch – on your phone.
Fast access
Apply for a free current account right now in minutes.
24/7 support
Chat to our all-human, US-based team in the app or on the phone, whenever works best for you. English and Chinese language are available.

Features fit for an award-winning current account.
- Instant notifications. Get an alert whenever payments leave or enter your account.
- Categorised spending insights. Seeing where, when and how you’re spending makes budgeting fast and easy.
- Spaces. Put money aside in virtual piggy banks, automatically round up transactions to save the change and give someone a Connected card if they’re spending on your behalf.
- All your financial products, in one place. Connect with some of the US’s best financial products. One account for global transactions, supporting international remittances in USD, EURO and offshore RMB
- Specialized service. One-to-one personalized and multilingual service specifically tailored to our client’s needs
Banking. But less hassle.
- Seamless switching. Move all your finances over to Temasek in a few taps by using the Current Account Switch Service.
- Lock your card with a tap. Use the app to lock your card if it goes missing – and block gambling transactions and payment methods, too.
- No fees overseas. Use both your card and ATMs freely when you travel, with no extra charges from us.
- All your admin, in the app. Change your address, cancel your card, set up new accounts and more.
- Send money internationally. With no hidden fees, and at a competitive rate.
- Lending, reimagined. Control your overdraft in-app (if eligible). No hidden fees.


Everything you need. Nothing you don’t.
- Check deposits. Just scan a US check with your camera to make a deposit.
- Cash. Withdraw from ATMs worldwide.
- Earn interest. Get 0.05% AER on balances up to £85,000.
- Online banking. You can also manage your TIB account from your phone, laptop, or mobile device.
- Additional accounts. Like to manage your money across multiple accounts? Add an additional account for no cost (depending on your average balance).
- Simple setup. No branch visit required, simple documentation, online registration, video verification