Business Account

BUSINESS CURRENT ACCOUNT

The award-winning business bank account

Business banking – but not as you know it. Apply for a free digital business account easily within the app and join thousands of global businesses that have moved to the US banking system and changed the way they transact.

Less admin. More control.

There’s a faster, easier way to stay on top of your business’s finances. Apply for a free digital business account easily within the app to get your Mastercard debit card, plus:

$0 per month

An easy-to-use business account stacked with powerful money management tools.

24/7

Free 24/7 English and Chinese language support via the app, phone, or email, with fast response times and help from real humans.

Fully regulated

We use a variety of professional-grade security devices for IT system construction and set up different data backup systems to ensure the high availability of banking services.

Transaction Security

We establish multiple protection mechanisms and use professional encryption technology to ensure customers' transaction security.

Business banking, your way

Choose a feature-packed business account with no monthly fees, and add on bespoke subscriptions to power your business, your way.

Original Free Business Account

$0/month

• Professional Traders and funds
• Limited Companies and Limited Liability Partnerships (including strartups)
• Companies with multiple PSCs/Directors

Good for business

• Integration with Xero
• Integration with QuickBooks
• QuickBooksInformation icon
• Integration with FreeAgent
• Integration with other business services
• Automated business spending categorization
• Receipt capture

TIB best loved

• Free US current account from a regulated bank
• Easy in-app application
• Worldclass cyber security
• Mobile and online banking
• 24/7 customer support
• Free ATM withdrawals
• No fees abroad
• Card security controls

Easy payments

• Free US bank transfers
• International payments
• Apple, Google, Samsung and Garmin Pay
• Managed scheduled payments
• Instant payment notification
• In-app and transfers and US check deposits

Spending, simplified

• Instant payment notifications. Get notified the second you pay or get paid, and get a reminder the day before payments are due.

• Spending analytics. Break down your monthly spending and automatically sort it by category.

• Digital receipts. Keep your files in order by adding digital receipts to payments.

Everything you need

• Integrate with accounting tools. Connect to Xero, FreeAgent or Quickbooks to get the full picture and save time.

• Pay people easily with a tap. No card readers or PINS required.

• Multi-director access. Easily add directors and signatories to your account (directors and signatories must be registered and pass compliance).